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Kamyab Kisan Tractor Program

Kamyab Kisan Program is going to start from Sahiwal, Very good initiative of the present government; the government has decided to help the farmers. There are farmers across the country that is up to 30-45 years old and if they want to move forward in the field of agriculture, the government has decided to hold their hand. To overcome the shortage of resources is the only purpose behind this program by the prime minister at Sahiwal. Prime Minister Muhammad Usman Dar video message “As you know, agriculture [sector] works as a backbone of the country’s economy that is why the farmers are being given access to all the resources.” He also revealed that those farmers who are lagging behind in life due to lack of tractors, equipments & plants will serve in this phase. Now the question raised on how to apply for this loan. The answer is below: How to apply for Kamyab Kisan Program??? The procedure to apply for the Kaymab Kisan Programme online is written below: Visit the official web address: When the pop-up appears then click on “Apply for Loan” Fill the Section from A to D by clicking on the Next button Reaching on Section E, Select “Agriculture” as your industry “Agriculture Machinery” as the business sector. Your sub-sector for this scheme will be ‘Tractor’ Click on Submit You should note down the registration number that will appear on your screen. You will also receive an SMS. You will receive an SMS from our team when your application moved to your next step. Note: You should check your CNIC number, your date of Birth and its issuance date will be corroborated with NADRA. LIST OF REQUIRED DOCUMENTS You will require clear pictures or scanned copies of the following documents: Passport size picture The front and back sides of your CNIC Latest Educational degree or certificate, if applicable Experience certificate(s), if applicable License or registration with a chamber/trade body, if applicable Recommendation letter from the respective chamber, trade body, or union (mandatory for existing businesses) It is also recommended to have the following information at hand before applying for the program: National Tax Number (if you don’t have one, please obtain one by registering at FBR) Consumer ID of your home’s electricity bill Consumer ID of your office’s electricity bill, if applicable Registration number of your vehicle, if applicable Name, CNIC, and phone numbers of two references (other than blood relatives)  


KaroBar Aitemad App by Punjab Police

The Punjab Police has reportedly launched a new app that will allow the residents of the province to check criminal records of their tenants, domestic help and employees with a few taps on their mobile screen. All they’ll need to do is download the newly launched ‘Karobar Aitemad App’ to their smartphones, enter the computerized national identity card (CNIC) number of the individual whose record they want to trace, and then search their details. This app will not only allow employers and landlords to make a well-informed decision about the persons they want to hire or rent out their home to but will also ensure their safety. As per the reports published in media outlets, whether an individual has a record or has a case or inquiry pending against them in any city across the province, the Punjab Police app will be able to check criminal records online and identify them. Once the information is processed, the citizens will receive an SMS with details about the criminal record. The authorities will also follow it up with necessary action. TENANT AND EMPLOYEE REGISTRATION The law requires residents to register their tenants, domestic help, and employees with the police so that the law enforcement agencies have information about all the individuals living and working in the neighbourhood. Presently, the citizens have to complete the registration process in person through the Punjab Police Khidmat Markaz, where they are required to submit the CNIC photocopies of both parties, photographs of the person who is being registered, and an affidavit among other documents. Though the current process is already pretty straightforward, the Punjab Police has made it even more convenient and hassle-free through the Karobar Aitemad App. Along with carrying out a criminal record check by CNIC, the app will also enable employers and homeowners to register their workers and tenants with the police. Speaking to the media, DIG Operations Punjab Sohail Sukhera, who also serves as the Punjab Police Information Officer (PPIO), said the Karobar Aitemad app rapidly displays the information about one’s criminal records using their CNIC number. He further added that the Punjab Police app will soon be available for download on Google Play Store and Apple App Store. However, until then, the citizens will be able to download it from the Punjab Police official website.   The launch of Karobar Aitemad app is the latest measure to make Punjab the safest and most secure province in Pakistan. The Government of Punjab has also set up Citizen Facilitation and Service Centres, more commonly referred to as e-Khidmat Markaz, to facilitate the residents by significantly reducing the number of steps previously required to apply for a birth certificate, a domicile, an identity card, a death certificate, and a marriage certificate among other documents through their one-window operation. You can find out more about the e- Khidmat Markaz and how it facilitates the people of Punjab in our detailed guide on the topic. Meanwhile, if you are interested in learning about the Punjab Safe Cities Authority (PSCA) or the ePay Punjab App, head over to Zameen Blog – the best lifestyle and real estate blog in Pakistan. Also, this guide will be updated as more information is released, so don’t forget to check back.  


How to get Covid-19 Vaccine in Pakistan

How to get Covid-19 Vaccine in Pakistan The (NCOC) National Command & Operation Centre that is working as the nerve centre to combat the ongoing covid-19 pandemic for the government has generate an inclusive plan for COVID-19 vaccine in Pakistan. After the accessibility of vaccine in the country the major issue that is faced by the government is to supply it equally among the citizens. This eight step procedure is designed that will make the supply of vaccination much more efficient and transparent. According to the statement issued by the NCOC, the vaccination plan was created as per the Global Health Guidelines following discussion with all the provinces and major stakeholders. Various (AVC) Adult Vaccination Centers & management cells have also been organized to initiate the Coronavirus vaccination supply n Pakistan. All the centers will be controlled by the (NVACC) National Vaccination and Administration Control Cell. Moreover as the online facilities are available nowadays in all the walks of life, so an online portal has been developed for the right supply of vaccination all across Pakistan. This online portal named as National Immunisation Management System (NIMS). This portal will be controlled by the NCOC. As per the statement of NCOC, here is the eight step procedure to get the vaccination on Pakistan. Registration: In first step, you would be register yourself for covid-19 vaccine By your mobile Phone you have to sent your CNIC No to 1166 by SMS Otherwise You can visit NIMS online portal for registration.   Receive Information Details about Specified AVC After the verification of your given information, you will get an SMS having your assigned AVC (Adult Vaccination Centre) in accordance with the permanent address on your CNIC along with a PIN Code.  To Change AVC Visit NIMS Portal If the Adult Verification Centre is situated away from you town or tehsil, You can change it by selectiong your desired AVC through the SMS on 1166 OR by visiting NIMS portal. However, You must be change it within 5 days of your first SMS. Fix an Appointment When the vaccination will be available on your designated AVC then you will receive an SMS. Visit the AVC Specified AVC You must visit your specified OR chosen AVC on scheduled time and date along with your original CNIC &PIN code. Verification: The staff at the specified AVC will verify your CNIC & PIN Code. Vaccination: After the verification of your details you will be vaccinated. You will receive the confirmation SMS on your registered phone number OR NIMS portal. The Staff will observe you for 30 minutes after inoculation. Data Sharing: You data will be shared by AVC to provincial, district and federal health care departments to operate a real time dashboard. APPROVED COVID-19 VACCINES IN PAKISTAN Following are three vaccines approved by the government of Pakistan. Russian-developed Sputnik V vaccine UK’s Oxford-AstraZeneca vaccine China-developed Sinopharm vaccine Moreover Pakistan is also trying to produce its own vaccination to tackle this pandemic. It is worth making that this inoculation will given to public or private sector employees free of charge.        


Prime Minister Kamyab Jawan- Youth Entrepreneurship Scheme

Prime Minister’s Kamyab Jawan entrepreneurship scheme to support the youth of the country to materialize their potential to the fullest, Applications under this scheme has reopened for provision of subsidized business loans. All eligible persons can take part OR apply for this loan by visiting your nearest selected bank branches OR by visiting Kamayab Jawan Portal. The only designated online portal is acceptable rather than others. Key Points for Applying for this Loan: Following are the key points that would be necessary to fulfill before applying for this loan. Who Can Apply? All Men/Women having CNIC Purpose of Loan: Setting Up of New Business To expand your existing business Type of Business: As per the definition of SBP Startups, Small, Medium or Existing Business setups by youth among mentioned ages. Age: Between 21-45 Years. CNIC is compulsory while applying for this loan. Minimum 18 years old jawan can apply but in that case, they should have a certificate of Matric. Loan Pricing Security & Size: Tier Pricing Per Year Loan Amount Security Tier-I 3% Rs. 0.1 M to Rs. 1 M Clean Loan Tire-II 4% Above Rs. 1 M up to Rs 10 M Secured Loan Tire-III 5% Above Rs. 10 M up to Rs 25 M Secured Loan   Loan Duration: Up to 8 years with a maximum grace period of 1 year Sectors: All Sectors are eligible including agriculture Processing Fee: Rs 100 only will be charged on processing Required Documents: Before starting your application the applicant must have scanned copies of the following documents along with Passport size Pictures Clear Picture Visible Picture of candidates CNIC from front and back Educational Degree, Prefer to upload your highest degree Proof of Skilled Labor (If Available) Experience Certificates The license in case of applying for medical store, commercial vehicle, etc. Latest Tax return and NTN Reference/ Consumer number of Electricity connection installed at a residential address Expected Expenses and Revenues on Business In the case of females, the Registration number of any vehicle registered in the parent’s name Two References CNIC’s Copy (could not be your blood relatives) A brief business write-up In case of partnership Entity Existence Documents  Additional Documents for Existing Business: Latest Financials- Signed Reference Letter from /Union / Chamer/ Association Reference/ Consumer number of Electricity connection installed at commercial Address Bank Maintenance Certificate Frequently Asked Question about this Loan: Following questions are frequently asked about the loan that Answers I have been mentioned below: Can Physical Applications accept in designated branches? Ans: No only online applications are accepted at the following web address: Which Banks are involved in this Kamyab Jawan Scheme??? Ans: Following banks are participating in this scheme Allied Bank Limited Albaraka Bank Limited Askari Bank Limited Bank Al Falah Bank Al Habib BankIslami Pakistan Limited Bank of Khyber Bank of Punjab Dubai Islamic Bank Limited Faysal Bank Limited First Woman Bank Limited Habib Bank Limited Habib Metropolitan Bank Limited JS Bank Limited MCB Bank Limited Meezan Bank Limited MCB Islamic Bank Limited National Bank of Pakistan Sindh Bank Limited Soneri Bank Limited United Bank Limited Q: What is the minimum education required to apply for this loan? Ans: There is no minimum education limit is specified for applying for this loan. Q: Can employees of any sector apply for this?? Ans: Yes! Employ from any sector apply for this loan Q: How many loans can a person avail of? Ans: A person cannot avail of more than one loan. Q: Can Government Employs apply? Ans: No they are not eligible. Q: Is there any processing fee for the application? Ans: You only have to pay Rs. 100/as a processing fee inclusive of NADRA online CNIC verification fee. Q:  Is this processing fee refundable? Ans: No, the processing fee is non-refundable. Q: Can I withdraw my application? Ans: Yes! At any time before the approval or rejection process, you can quit. Also In case of approval, you can withdraw by rejecting the offer but in case of rejection, the applicant can’t be able to quit/withdraw. Q: Is there any grace period? Ans: The scheme allows a maximum of the 1-year grace period. However, the exact grace period would depend upon the specific business types and banks’ decisions. The applicant is encouraged to negotiate these terms at the time of finalization of the loan with the bank.                      


Glass and Its Uses in Construction Industry

Glass is the most oldest and versatile material in the construction industry. It has been a versatile and transparent material since it was first time made in about 500BC. Its role in architecture has expanded over the years.  You can find glass everywhere around you from drinking glasses to fancy crockery. Very amazing things about glass are as follows: Glass is just like a riddle. It can protect us from environmental changes but it shatters with incredible ease. History of Glass in the Construction Industry: In ancient times, naturally occurring glass is used to make weapons which are mostly found near volcanic regions. Naturally, glass was formed after lightning strikes sand. While the man-made glass was used in crockery, vessels, and decorations. In first-century Europe introduces the “Glass Blowing” technique which transformed the glass-making industry. Manufacturing of transparent glass by manganese dioxide was being used for architectural purposes.  A special type of glass named “Anglo Saxon” was used in cathedrals and churches in the 7th century. By “Crown Glass Process” Sheet Glass was made in the 11th century which was used up to mid 19th century. Later on, in 1958 Bickerstaff and Pilkington has introduced the “float Glass Process” to the world. Modern windows are the bright samples of this technique. From the beginning of the 20th-century steel and glass construction have become the symbol of progress all over the globe. Properties of Glass: Properties of Glass can’t be neglected while we are briefly talking about this amazing invention. So without wasting your time let’s take an overview of the properties of glass. U value Strength Recyclable Workability Transparency Visible transmittance Solar heat gain coefficient Energy efficiency and acoustic control Uses of Glass: From making breakfast in the kitchen to solar panels on the roof, from drinking glass to fancy crockery, from glass in the watch to frown in the mirror it is present everywhere around you. We can’t negotiate the presence and importance of glass in our lives. Now we will be going to talk about different types of Glass and their uses in the construction industry. Types of Glass Decorative Glass Laminated Glass Coated Glass Tempered Glass Annealed Glass Insulated Glass Decorative Glass: This decorative glass is used in both commercial and residential properties where privacy is the basic concern like in conference rooms, shower screens, cafes, and much more. Acid-ethenic can be done on the buyer's demand means on the specific areas or on the entire glass to offer distinct levels of translucence. Laminated Glass: This glass is used in the construction industry where toughness and longevity are desired. This type is very amazing as it is bulletproof and mostly used where security is first priority. This glass will remain attached to its inner layer and thus it doesn’t shatter easily due to the Bond between the PVB and the glass. Coated Glass: This type of it has a layer on its one surface that is applied to modify its influence and appearance. This type doesn’t form edged pieces even broken. The characteristic of this is solar protection and noise insulation. Tempered Glass This type of glass is stronger than the normal glass so it is used in balcony doors, swimming pools, elevators, skylights, bathtub enclosures, and sliding doors in the construction industry. Due to its strangeness and longevity, it is increasingly being used to design a staircase.    


Best Desi Restaurants in Islamabad

Go Desi When You Eat Desi “Pakistani’s Love Desi Food”. Cooking and eating food is considered the special hobby of Pakistani people. It is a country of peculiar meals, infused in Spices that produce pleasant aromas and exclusive flavors.  We color everyone in our color with our love, flavors of food, and homeliness. Eateries in Islamabad are excellent for hangouts with family and friends. If you are looking for a place to stay on a beautiful night under beautiful views of Islamabad, don’t need to worry because there are a lot of beautiful guest houses in Islamabad are available for visitors. Islamabad is the capital of Pakistan so people belonging to different countries are living here. This really makes it adventurous due to the combination of cultures and flavors particularly when it comes to a variety of restaurants. What if the Desi environment becomes available along with the Desi food? To materialize this desire some nature-loving people prepare the Best Desi Restaurants in Islamabad. Some of these are discussed below: Dilli Darwaza: Venue: Allah Wali Market, Plot No 8, Street No 33 | F-8/1 Web address: Dilli Darwaza Dilli Darwaza is a famous restaurant in Islamabad which is recognized for its tasty “Nihari”. This one is a delicious breakfast point situated in F-8/1. Mughal Feast is served by this little eatery all the weak. Anyone who steps in overwhelms by the unforgettable aroma of spices. His mouth watered and he can’t stop his hands until he enjoys Nihari to his fill. Whenever you visit Islamabad must visit this amazing place. Chikachino: Venue: Islamabad F-7 Markaz Web address: Chikachino This is a place for tea lovers means for all of those who are habitual for wakes up only after having a cup of tea. This small coffee shop is situated at F-7 Markaz, Jinnah Super Market Islamabad. Be ready to refresh your memories by having a sip of tea with your family or friends. Different variety of tee with Desi Snacks is waiting for your arrival. Don’t be too late for having a cup of tea because there are hustle and bustle after 7 pm. Khoka Khola: Venue: Jinnah Avenue, Beverly Center, F 6/1 Blue Area Web Address: Khoka Khola With the representation of Khoka, this is an amazing place for food lovers. When you are entering this lovely restaurant you will enjoy the old music from 1970-80s with dim lighting. Their special dishes are Papri Chaat, Makhni Karahi, Biryani, or their cheesy chicken Naan. Don’t forget to visit this place if you have a good Desi experience. Des Pardes: Venue: Saidpur Village, Saidpur Road, Islamabad Web Address: Des Pardes Des Pardes is resting at the beautiful views of Saidpur Village not only for locals but also for visitors from all across the globe. Two tastes at a time means their unique dishes are Reshmi Seekh Kababs and Tikka Boti along with a unique taste of Peshawar’s Namak Mandi such as Namkeen Lamb Karahi and Dumpukht. With guaranteed experience, Des Pardes offers affordable and top-class services. Melody Food Park Avenue: G-6 Markaz, Islamabad Web Address: Melody Food Park This is a small food street combination of over 20 local restaurants situated at G-6 Markaz. Their special dishes are Matan Karahi, Meanest Chicken, and Reshmi Kababs. Due to the lack of attention, this place lost its beauty but if you are a true Desi food lover then you will find charm in eating delicious food. Salt’n Pepper Venue: Shabbir Plaza, Plot no. 55, Blue Area Islamabad Web Address: Salt’N Pepper This is the famous restaurant situated at F-16 Islamabad which is also known for its attentive staff and calm environment. Distinctive deals are offered by this famous restaurant instead of regular deals. This restaurant offers more than 30 dishes in one sitting at very reasonable prices. If you are someone who loves eateries, then Salt’n Pepper is your destination. Tandoori: Venue: F-10/1, Khursheed Market, Street no. 10 Web Address: Tandoori This amazing restaurant has two branches in Islamabad situated in G-8 and F-10.  Tandoori restaurant’s old fashioned fashion and traditional décor style is the main attraction for tourists.  This place is especially known for its chicken karahi, palak paneer, and pulao by having the inspiration especially from Khyber Pakhtunkhwa and Punjab. To refine desi-ness for you make sure to visit Tandoori Restaurant. You may also like: Top Ten Investment Opportunities in Pakistan Pakistan Real Estate After Covid-19 Rawal Farm House Islamabad            


Reasons To Invest in Apartments

“HOME SWEET APARTMENT” IF YOU DON’T KNOW WHAT YOU WANT! Do you want to have an apartment for living or investment purposes? Both are great ideas as high rise apartments are becoming popular these days. Are you looking for a short-term investment or rental income then high-rise apartments are a great opportunity for you! Plots to High Rises: However, over the past few years, People like to have their own single house instead of sharing it with anyone else while this is no longer possible because apartments are gaining ground in real estate Pakistan for a variety of reasons. As the real estate trend changes from plots to apartments the developers had to turn their attention to high-rise buildings. To meet the growing needs of housing units high-rise apartments are introduced among the people as they occupied less space. Growing Demand for Apartments: Real Estate Market Trend has shown an increase in the demand for high-rise apartments over Pakistan. Why You Should Consider Investing in Apartments??? Apartment Living is encouraged due to the following reasons: Rapid Urbanization Easy to Maintain Rental Income Less Expensive Saleability Factor Rapid Urbanization: As you know the population is increasing in big cities like Islamabad and Rawalpindi day by day. People are moving to big cities for better education, medical facilities, and employment opportunities. A massive increase can be seen in the need for housing in urban cities. Plot prices are rising due to the growing population of cities which is the cause of investor’s attention towards apartments. Easy To Maintain: “Busy Life is Better than the Idle One” Are you busy? And don’t have some time fixing your small issues about the maintenance of your house. Don’t need to worry about people who are living in an apartment is free from all these issues because the management is responsible for the maintenance and upkeep of the project. Not only they are responsible for the shared amenities but also for water damage, burnt wiring, leaking pipes, OR seepage in the apartments. Rental Income: Rental Income is a great return on your right investment. Not only investing in an apartment is short-term also it can give you rental income as well. Visitors like to have an apartment for rent in Islamabad during their vacation. This is a lucrative investment avenue for those seeking higher returns. Less expensive: Buying an apartment is less expensive than a plot OR house. In this age of rising prices, your home may seem like a dream. So many societies in Islamabad introduced apartments at reasonable prices. You can become the owner of your own apartment which is less expensive but full of luxurious facilities. Saleability Factor: In today’s market apartments are easier to sell especially if they are situated in prime locations. Most apartments are constructed away from the hustle and bustle city but they are connected to main residential and commercial areas by a wide network of roads. After reading this post if you are willing to have your own apartment in Islamabad then get in touch with advice associates for reliable real estate agents or services.  


Construction Cost of Five Marla House in 2020

Building a 5 marla house requires smart planning. You need to hire a reliable team of labourers, choose the right construction materials, work on the design and layout of the house and plan your finances accordingly. For your convenience, we have brought a complete breakdown of the construction cost of a 5 marla house. So, without further ado, let us take a look at the thorough analysis of the budget for a 5 marla house in 2020.   CONSTRUCTION COST OF A 5 MARLA HOUSE IN 2020 If you’re wondering how much money goes into the construction of a 5 marla house in 2020, then continue to read this piece. COVERED AREA The covered area for a double-story 5 marla house is 1,925 sq. ft. The first floor and the second floor each have a covered area of 875 per sq.ft. There are two kitchens, three bedrooms with attached bathrooms and a mumtee. Tiles are used as the flooring of the house and marble is used on the stairs and on kitchen shelves only. Let us divide the construction cost of a 5 marla house into two parts: Building the grey structure Finishing of the house To lay the foundation of a 5 marla house, you need to first construct the grey structure. To lay the foundation of a 5 marla house, you need to first construct the grey structure. Expenses to be Spent on Grey Structure of 5 Marla House   To lay the foundation of a 5 marla house, you need to first construct the grey structure. To buil major construction materials needed are bricks, cement, kassu, rebar, sand, bajri, safety grills. Electricaln wiring, plumbing and the installation of the main gate are also included in the grey structure costs. In the infographic shared above, we have outlined the quantity of the construction materials needed to build the grey structure along with the costs incurred in laying the foundation. Expenses to be Spent on Finishing of 5 Marla House As shown in the detailed infographic above, there are many construction jobs involved in the finishing of a 5 marla house. Please note the sub-totals for different categories have been highlighted in the infographic. You can find the details of these figures under different headings below.


Lotus Lake Inaugurated By CDA

As Albert Einstein says:                                         "Look deep into Nature and you will Understand Everything Better" Allah Almighty has blessed Pakistan with lots of natural views. The need is only to observe and admire these creations. CDA has inaugurated Lotus Lake at the National Park Hills area of Shakarparian Ground Islamabad.  Background: Lotus Lake is a man-made creation since 1970 but it was closed in 2006. This artificially created lake is used as a small pool which was later closed for construction and repair. Beautiful Trees had grown beside the lake while the precious lotus Flowers were blooming on the surface of the clean lake water. Now CDA (Capital Development Authority) inaugurated a “National Family Park” beside this lake in the last 11 years. National Family Park: This Park is purely designed with natural objects like wood or stones. In this park, benches which are used for sitting are made up of wood and stones. Management is always trying to decorate the park without damaging the nearby natural objects. Saplings and grass are grown here to maintain the natural beauty of the Park. Recreational Activities: There are various activities to look forward to including a safari area to enjoy with animals, swings for kids, a playground, hunting, boating, and also a restaurant with a variety of delicious foods. Lotus Lake with the linked national park is one of the most enjoyable places to visit with family. Tourists Attraction: CDA Chairperson Amir Ali Ahmed and other CDA officials inaugurated the new park on Sunday. The vision behind this inauguration is to enhance the tourist attraction in Pakistan. Travel and tourism have deep effects on the economic condition of any growing country. So Prime Minister of Pakistan (Imran Khan) has been decided to grow this sector. Restrictions: Only Families are allowed to enter.    


Top 10 Investment Opportunities in Pakistan

“Start Your Investment Journey Now” Be ready to invest because Pakistan is a developing country that offers plenty of investment opportunities. Only we have to discover those wisely. Some simple yet so effective ideas I had to enlist they're after complete research. I hope by acting upon these you will get the best returns on a small investment. If you have questions like “why we should invest in real estate”, and the answers to “better investment opportunities in Pakistan” and “real estate market trends in Pakistan” then this article is for you. List of Investment Opportunities in Pakistan Real Estate Investment Invest in Food Chains Invest in Marriage Halls Stocks Investment Invest in Banks Invest in Bonds Savings Accounts Trade-in Currencies Invest in Gold Investing in Yourself Now we will describe all of the above options in detail with facts: Real Estate Investment Real Estate is considered a safe, sound, and secure investment opportunity. People like to invest in real estate as it is mostly practiced in Pakistan. By investing in real estate investor can get profit in two ways: (1) Property Prices Increase over time (2) Rental Income However, some real estate developers offer their projects an easy installment plan. This is good news for those who can’t afford a large investment at once. Invest in Food Chains: Nowadays food chains are becoming the popular option for investment because the importance of fast food can’t be neglected. If you have a brand name then it’s easier to promote it. It is the best investment option for native investors. Invest in Marriage Halls As you know marriage is a reality of everyone’s life or we can say is a duty by Allah Almighty which everyone has to fulfill. But in this modern era mostly families prefer to book a marriage hall due to plenty of reasons. It is an investment that has no decline because nowadays these halls are also used to assemble gatherings on different occasion’s rest of the year like, mahafils, Brand Awareness Seminars, Schools' annual functions, for engagement, etc. Stock’s Investment: Stock Exchange is also considered very beneficial in order to become a millionaire over a night. But the private investors don’t know enough about this type of investment. If you don’t have enough knowledge then hiring a broker is the best way to get the best return from this investment option. However, this can be risky for your precious efforts. As the changes occurred that if you don’t select the right bid option then your investment can be lost over a night. So choose wisely. Invest in Banks: If you want to have a small investment option then banks are a great option for you. Go to Bank, Open a saving account then every month deposit you’re saving in it. Banks usually offer 10-12% annual returns. This is a small but safe investment option in Pakistan. Invest in Bonds If you imagine you are a lucky person then you should try this investment opportunity in Pakistan. It totally depends on your luck to become a millionaire over a night. Purchase a bond, and then regularly check for the prize. Almost if you purchase a bond for 100Rs then its worth could be 1 lakh or more. And this one is the safest investment as you can use your prize bonds as an alternative to cash if you don’t win as well. Trade-in Currencies: Trade-in Currencies, you can exchange your saving in dollars, riyals, etc. Then save them at your home or bank till its prices increased. When you observe improvement in their market rates sell them to get the best returns from your investment. But you would save your dollars in the bank then they might charge you some interest. The best way of trade in currencies is to save them at your home. But it can be risky. Invest in Gold: In the old days, women have collected gold as their hobby. At that time no one knows that this hobby will become an investment in the coming future as the prices of gold are skyrocketing. There is a huge difference between the prices of gold from last year as the price of gold is 68000Rs last year but nowadays its price is 93,400Rs. Invest in gold biscuits, silver, and diamonds because of the differences in front of you. Investing in Yourself: In our busy lifestyle, we have not enough time to pay attention to our skills. But Allah Almighty has blessed everyone with different skills that can be utilized by an individual as an investment opportunity. Discover your skill, try to improve it then receive considerable returns in no time. If you are a good baker then introduce yourself on different social media platforms. The unlimited platform is available to introduce your skills only the need to discover them in the right manner.


State Bank Low income House Loan Scheme

Congratulations to all those people who are homeless in Pakistan. Almost 200 million people are living in Pakistan out of which 35% are lies beneath the poverty line. And Almost 20 million people don’t afford their homes. Lack of Affordability is the main reason which deprives the low-income strata of the population to meet their housing needs which is the greatest challenge for society nowadays. To meet all these challenges State Bank of Pakistan has introduced the “financing facility for low-cost housing”.  Silent Features of the scheme are as under: Loan Amount: Up to 2.7 million Rs are allowed to offer as a loan for the applicant whom he will pay in monthly installments. This will be the very best opportunity for all of those who want to get rid of their rental expenditures. It will finance those who are buying homes in the “Naya Pakistan Housing Scheme”. Loan Tenor: The applicant could avail of this loan minimum for 5 years and maximum for 20 years                                   Requirements for Applicants: There are two things required to apply for this loan.   Evidence of Less Salary( Minimum 25000) ID Card First Time Home Buyer Markup Subsidy Rates: Markup Subsidy is divided into three phases: Phase I:  In the first phase financing will also be offered to those who are buying their home in the “Naya Pakistan Housing Scheme”. In this phase first 5 years flat 5% Markup, the Next five years 7%, and after 10 years CYBER + 2% markup will be charged to the applicant by the SBP. Phase II: In this phase Applicant will be allowed to purchase 5 Marla House, 5 Marla Plot for Construction OR any extension to his/her old house. In this phase first 5 years flat 5% Markup, the Next five years 7%, and after 10 years CYBER + 2% markup will be charged to the applicant by the SBP. Phase III: In this phase, the applicant can purchase 10 Marla House. In this Phase, Markup charges will be different from the previous two phases. In this phase first 5 years flat 7% Markup, the Next five years 9%, and after 10 years CYBER + 4% markup will be charged to the applicant by the SBP. Concerns about Interest: People have concerns about loans from banks they considered it immoral to pay any charges as interest. But State Bank of Pakistan stated that this is purely designed in the Islamic way. These charges will be considered as the rental expenses of your home. So be worried and become a part of this low-income house loan scheme without wasting your time. Vision: No Pakistani is homeless anymore is the vision behind this step by the State Bank of Pakistan which will be applicable to all Banks. First time home buyer or Lower-income class is targeted in this procedure. Impact on Pakistan’s Economy: It will have positive impacts on all sectors related to the construction industry like cement, steel, etc. This low-income house loan will provide employment to the working class.    


Capital Smart City Overseas Prime-block

Capital Smart City is the Pakistan’s well known Housing project that is famous due to their smart and interesting features. Capital Smart City initiates the “Overseas Prime Block” a new function built smart society designed and deliberated by Surbana Jurong.  Location: The Capital Smart City Overseas Prime block is situated at the top point of the smart enchanted society place; this is full of the amazing features and makes their place in the real estate market in very short span. The Overseas prime block enjoys the enthusiastic entrance form the main Chakri Road. Residential Areas: There are different sizes of the residential plots are available in this futuristic housing project with a lot of amenities and unique prices due to their prime location. The details and sizes of the plots with prices are discussed below for your convenience let’s look it: 7 Marla (175 Sq.Yd) residential plot is available at the reliable amount as 3,475,000. This is present on the easy installment plan by giving the down payment you can buy it on 42 monthly installments.  10 Marla (250 Sq.Yd) residential plot is accessible on the 4,565,000 and as well as on the easy installments. 12 Marla (300 Sq.Yd) residential plot is at the rate of 5,050,000 at the ideal location of this unique society. 1 Kanal (500 Sq.Yd) and 2 Kanal (1000 Sq.Yd) residential plots are easy to get by paying 6,845,000 and 13,440,000 respectively. Above mentioned details and their payments are flexible and elastic by seeing the location, facilities and surroundings. General terms: Some general terms and conditions are given below that needs your attention: let’s start Above mentioned payments of various sizes of the residential plots are subject to modify and adjust without any notice. Installments are mandatory to be deposited by 1st of each payment month. The prices are exclusive of any government dues and taxes. Unique Features: As unique the name of this society their features are also distinctive and admirable. Features and environment make any location worth for living. Some features of the Capital Smart City Overseas Prime block are given below for understanding the smartness and beauty of this society: Water front and greenery view of the property is really charming The land mark buildings The mountain range Eco friendly city Day/night advanced system of security Peaceful and green environment Underground provision of the electricity and gas Water filtration plants Latest and smart housing Overseas block Golf course Recreational and amusement activities Lakes, rivers and mosques etc Conclusion: Capital Smart City Overseas Prime block is the wonderful project which catches attention of the property buyers but also the overseas clients who wants to invest their savings in Pakistan and get the huge benefit in very short span. The infrastructure, development, top class, amenities, god gifted natural beauty collectively make this society’s unique and special. For further detailed information’s you can visit our main site enjoy the give us the chance to serve you! Have a nice experience!